Dental
Taking care of your oral health is not a luxury; it is a necessity for long-term optimal health. With a focus on prevention, early diagnosis, and treatment, Dental insurance can greatly reduce your costs when it comes to restorative and emergency procedures.
| Cigna Dental HMO Plan | Cigna DPPO | |||
|---|---|---|---|---|
| In-Network Only | Cigna Advantage Network | Cigna DPPO Network/Out-of-Area** | Out-of-Network*** | |
| You Pay | ||||
| Calendar Year Plan Maximum | ||||
| Per Individual | N/A | $2,000 per individual (Basic and Major Services combined) | $1,000 per individual (Basic and Major Services combined) | |
| Calendar Year Deductible | ||||
| Individual | N/A | $50 | $100 | $100 |
| Family | N/A | $100 | $200 | $200 |
| Preventive Care | ||||
| Exams, Cleanings, X-raysI | No charge for most preventive services | $0 | ||
| Basic Services | ||||
| Fillings, Sealants, Extractions, Emergency ExamsI | Pre-set copay provided in Patient Charge Schedule | 10%* | 20%* | 10%* |
| Major Procedures | ||||
| Crowns, Inlays/Onlays, Dentures and Bridgework, RepairsI | Pre-set copay provided in Patient Charge Schedule | 50%* | 50%* | 50%* |
| Orthodontia | ||||
| 24-Month Treatment Fee | Additional fees will apply for pre-ortho visits and treatment, records and retention, and banding | |||
| Adults | Pre-set copay provided in Patient Charge Schedule | 50%* up to a lifetime maximum benefit of $2,000 per individual | ||
| Children (up to 19th birthday) | ||||
* After Deductible
**For employees who do not have a participating primary dentist within 10 miles of their home.
***Out-of-network provider fees over the Plan’s reasonable and customary limits are your responsibility
Find a Provider
Visiting an in-network dentist helps you save more—these providers have agreed to reduced rates, so you’ll only pay your expected share. Choose from a wide network of general dentists for routine cleanings and exams, or specialists such as orthodontists, periodontists, and oral surgeons. Note: ID cards are not provided with Cigna Dental coverage.
To find a dentist:
- Go to Cigna.com
- Select Find a Doctor, Dentist or Facility
- Choose Employer or School as your coverage type
- Select Dental and your plan network (for example, Cigna Dental PPO or Cigna Dental Care (DHMO)) > Enter your location to view dentists near you
Plan Documents
Dental Plan Costs per Pay Period
Help Choosing Right Dental Plan
Use Healthee, our virtual benefits counselor, for recommendations on the medical and dental plans that may be right for you and compare plan costs.