Image

Flexible Spending Accounts (FSA)

Enrolling in a Flexible Spending Account

FSAs allow you to pay for eligible medical and dependent care expenses using pretax dollars you contribute on an annual basis. You may enroll in a Health Care FSA only if you are enrolled in the Anthem Gold or Kaiser medical plans with UR that isn’t eligible for a Health Savings Account. You may enroll in dependent care FSA regardless of your medical plan coverage.

Find an FSA that Works for You!

There are two types:
  • Health Care FSA: Used to pay for services not covered by your medical, dental or vision plan such as copays, coinsurance, deductibles, prescription expenses, lab exams and tests, contact lenses and eyeglasses.
  • Dependent Care FSA: Used to pay for day care expenses associated with caring for elder or child dependents that are necessary for you or your spouse to work or attend school full-time. You may not use your Health Care FSA to pay for dependent care expenses.


 

 

Health Care FSA

  • Contribute up to $2,750 per year, pretax.
  • Receive a debit card to pay for eligible medical expenses (funds must be available in your account).
  • Eligible expenses include medical copays, coinsurance, deductibles, eyeglasses and some over-the-counter medications.
  • Submit claims within 90 days of the plan year-end.
  • If you do not spend all the money in this FSA after the deadline, unused dollars will be forfeited per IRS regulations for pretax contributions.

Dependent Care FSA

  • Contribute up to $5,000 per year, pretax, or $2,500 if married and filing separate tax returns.
  • You must submit claims and be reimbursed if you enroll in this FSA; no debit cards are provided.
  • Can only be used to pay for eligible dependent care expenses including day care, after-school programs and elder care programs.
  • Submit claims within 90 days of the plan year-end.
  • If you do not spend all the money in this FSA after the deadline, unused dollars will be forfeited per IRS regulations for pretax contributions.
Image

Flexible Spending Accounts (FSA)

Enrolling in a Flexible Spending Account

FSAs allow you to pay for eligible medical and dependent care expenses using pretax dollars you contribute on an annual basis. You may enroll in a Health Care FSA only if you are enrolled in the Anthem Gold or Kaiser medical plans with UR that isn’t eligible for a Health Savings Account. You may enroll in dependent care FSA regardless of your medical plan coverage.

Find an FSA that Works for You!

There are two types:
  • Health Care FSA: Used to pay for services not covered by your medical, dental or vision plan such as copays, coinsurance, deductibles, prescription expenses, lab exams and tests, contact lenses and eyeglasses.
  • Dependent Care FSA: Used to pay for day care expenses associated with caring for elder or child dependents that are necessary for you or your spouse to work or attend school full-time. You may not use your Health Care FSA to pay for dependent care expenses.


 

 

Health Care FSA

  • Contribute up to $2,750 per year, pretax.
  • Receive a debit card to pay for eligible medical expenses (funds must be available in your account).
  • Eligible expenses include medical copays, coinsurance, deductibles, eyeglasses and some over-the-counter medications.
  • Submit claims within 90 days of the plan year-end.
  • If you do not spend all the money in this FSA after the deadline, unused dollars will be forfeited per IRS regulations for pretax contributions.

Dependent Care FSA

  • Contribute up to $5,000 per year, pretax, or $2,500 if married and filing separate tax returns.
  • You must submit claims and be reimbursed if you enroll in this FSA; no debit cards are provided.
  • Can only be used to pay for eligible dependent care expenses including day care, after-school programs and elder care programs.
  • Submit claims within 90 days of the plan year-end.
  • If you do not spend all the money in this FSA after the deadline, unused dollars will be forfeited per IRS regulations for pretax contributions.

Part-time and Temporary employees are eligible for a limited subset of benefits.  Union employees: refer to your collective bargaining agreement for your benefits eligibility.