Retirement Plan

401(k) Plan

United Rentals is committed to supporting your total well-being. In addition to our competitive health benefits, we offer benefits for retirement savings as additional protection and assistance.

Through the United Rentals 401(k) Plan, you may save for retirement on a Pretax or Roth (post-tax) basis. You may begin contributing at any time once you become eligible by making contributions to your account through convenient payroll deductions.

First time – visit principal.com/welcome to log in and secure your account. You will create your own username, password and security answers.

Ongoing – visit principal.com and click “Log In” on the right.

As a reminder the UR 401k Plan allows you to save both on a traditional pretax as well as a Roth (after-tax) basis up to IRS limits. You can elect in whole percentages from 1–80% and changes to elections are allowed at any time. Non-union employees receive ER Matching contributions on a per check basis dependent on the percent you contribute each check (formula is 100% on first 1% contributed and 50% on next 5% contributed). This ER Match is then fully vested after two years’ service.

Union Employees are only eligible for this plan as outlined in their Collective Bargaining Agreement.

About Your 401(k) 
Auto-EnrollmentNon-union employees are automatically enrolled in the plan after 30 days of employment, at a contribution rate of 3% of eligible pay (unless you elect otherwise).
Auto-EscalationYour contribution rate increases 1% every April 1 until you reach 10% (unless you elect otherwise).
United Rentals ContributionsUnited Rentals matches your contribution dollar-for-dollar for the first 1%, and matches $0.50 for each dollar you contribute for the next 5%. Highly Compensated Employees are capped at $3,000 annually from UR.