Employee Contributions

Tobacco-Free and Wellness Discounts

Gold, Silver, Bronze, and Kaiser enrollees can save $1,600 annually (over $61 biweekly) on their medical premiums with UR’s Tobacco-Free and Wellness Discounts.
Gold Plan
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
EE only$139.78$180.87
EE + spouse$243.98$357.57
EE + children$200.51$298.91
EE + Family$296.63$438.00
Silver Plan
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
EE only$91.81$116.55
EE + spouse$134.85$202.32
EE + children$115.87$171.77
EE + Family$164.27$257.50
Bronze Plan
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
EE only$85.08$108.17
EE + spouse$124.32$185.68
EE + children$109.61$160.03
EE + Family$144.62$222.00
Kaiser HMO*
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
EE only$131.16$168.00
EE + spouse$233.59$324.53
EE + children$194.26$271.42
EE + Family$289.86$395.74
* Residents of certain states may also have a Kaiser HMO option. Confirm plan availability when you enroll.
Dental
Dental Plan Contribution Bi-Weekly Rates
DENTAL PPODENTAL HMO
EE only$6.14$3.08
EE + spouse$12.78$6.42
EE + children$11.76$5.92
EE + Family$20.97$10.52
Vision
Vision Plan Contributions Bi-Weekly Rates
VISION PLAN
EE only$2.68
EE + spouse$5.63
EE + children$5.09
EE + Family$8.04
Voluntary Life Insurance
Voluntary Life Insurance Monthly Rates
AGECOST PER $1000 OF COVERAGE
< 25$0.048
25 - 29$0.057
30 - 34$0.077
35 - 39$0.086
40 - 44$0.096
45 - 49$0.144
50 - 54$0.220
55 - 59$0.411
60 - 64$0.631
65 - 69$1.215
70+*$1.971
CHILD(REN)$0.065
*Spouse/domestic partner insurance is only available to age 70.
Voluntary AD&D
Voluntary AD&D Insurance Monthly Rates
COST PER $1,000 OF COVERAGE
EE only$0.016
EE + Family$0.024
Long-Term Disability
Long Term Disability Insurance Rates
FOR FULL-TIME, EXEMPT (SALARIED) EMPLOYEES
Option A$0.385 per $100 of covered monthly base + commissions, up to a $15,000 maximum monthly benefit
Option B$0.428 per $100 of covered monthly base + commissions+ bonus, up to a $25,000 maximum monthly benefit
Legal Assistance Rates
is paid for with post-tax payroll deductions at a bi-weekly rate of $7.62.
InfoArmor
InfoArmor Bi-Weekly Rates
Privacy ArmorPrivacy Armor Plus
Individual$3.67$4.59
Family$6.44$8.28