Employee Contributions

Tobacco-Free and Wellness Discounts

The below premiums reflect tobacco-free status for employees and enrolled spouses (if applicable). Premiums are higher for those who are not tobacco-free. All enrollees can save an additional $600 annually on their medical premiums with UR’s Wellness Discount.
Gold Plan
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
Employee only$101.32$142.41
Employee + spouse$205.52$319.11
Employee + children$162.05$260.45
Employee + Family$258.17$399.54
Silver Plan
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
Employee only$53.35$78.09
Employee + spouse$96.39$163.86
Employee + children$77.41$133.31
Employee + Family$125.81$219.04
Bronze Plan
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
Employee only$42.62$69.71
Employee + spouse$85.86$147.22
Employee + children$71.15$121.57
Employee + Family$106.16$183.54
Kaiser HMO*
2022 Bi-Weekly EE Contributions
GROUP AGROUP B
Employee only$92.70$129.54
Employee + spouse$195.13$286.07
Employee + children$155.80$232.96
Employee + Family$251.40$357.28
* Residents of certain states may also have a Kaiser HMO option. Confirm plan availability when you enroll.
Dental
Dental Plan Contribution Bi-Weekly Rates
DENTAL PPODENTAL HMO
Employee only$6.14$3.08
Employee + spouse$12.78$6.42
Employee + children$11.76$5.92
Employee + Family$20.97$10.52
Vision
Vision Plan Contributions Bi-Weekly Rates
VISION PLAN
Employee only$2.68
Employee + spouse$5.63
Employee + children$5.09
Employee + Family$8.04
Voluntary Life Insurance
Voluntary Life Insurance Monthly Rates
AGECOST PER $1000 OF COVERAGE
< 25$0.048
25 - 29$0.057
30 - 34$0.077
35 - 39$0.086
40 - 44$0.096
45 - 49$0.144
50 - 54$0.220
55 - 59$0.411
60 - 64$0.631
65 - 69$1.215
70+*$1.971
CHILD(REN)$0.065
*Spouse/domestic partner insurance is only available to age 70.
Voluntary AD&D
Voluntary AD&D Insurance Monthly Rates
COST PER $1,000 OF COVERAGE
Employee only$0.016
Employee + Family$0.024
Long-Term Disability
Long Term Disability Insurance Rates
FOR FULL-TIME, EXEMPT (SALARIED) EMPLOYEES
Option A$0.385 per $100 of covered monthly base + commissions, up to a $15,000 maximum monthly benefit
Option B$0.428 per $100 of covered monthly base + commissions+ bonus, up to a $25,000 maximum monthly benefit
Legal Plan
Post-tax contribution: $7.62 biweekly
ID Theft Protection
InfoArmor Bi-Weekly Rates
Privacy ArmorPrivacy Armor Plus
Individual$3.67$4.59
Family$6.44$8.28