Vision Plan
Vision Plan
Regular vision exams can determine if you need to wear glasses or contacts, plus catch early signs of eye disease such as cataracts and glaucoma. You may elect vision coverage, provided through VSP.
Important Points
Flexibility to Choose Any Provider
Your vision plan allows you to choose the provider that matches your lifestyle and eye care needs. Typically, the best savings are available at in-network locations.
Eyewear Discounts
The VSP vision plan provides you and your family with quality vision benefits at an affordable cost. Visiting an in-network location gives you the opportunity to take advantage of eyewear discounts on options like lens upgrades.
No Need for an ID Card
ID cards are not provided with this coverage. Simply call a VSP network provider to schedule an appointment and state that you are a VSP member.
Kaiser Medical Plan Participants
Kaiser plan participants have a separate vision plan covered under their medical plan. Please review benefits to determine if additional coverage through VSP is necessary.
| VSP Vision Plan | ||
|---|---|---|
| In-Network | Out-of-Network | |
| Costs | You Pay | You Pay |
| Exam | $25 | Up to $45 |
| Covered Services - Lenses | You Pay | You Pay |
| Single Lenses | $25 (combined with exam) plus 20 – 25% discount on lens options | Up to $65 depending on lens type and option |
| Bifocals | $25 (combined with exam) plus 20 – 25% discount on lens options | Up to $65 depending on lens type and option |
| Trifocals | $25 (combined with exam) plus 20 – 25% discount on lens options | Up to $65 depending on lens type and option |
| Frames | Balance over $130 allowance | Up to $70 |
| Covered Services - Contacts in lieu of Frames/Lenses* | You Pay | You Pay |
| Contacts - Medically Necessary | $0 | Up to $210 |
| Contacts - Elective | Balance over $130 allowance | Up to $105 |
| Benefit Frequency | ||
| Exams | Once every 12 Months | Once every 12 Months |
| Lenses | Once every 12 Months | Once every 12 Months |
| Frames | Once every 24 Months | Once every 24 Months |
| Contacts | Once every 12 Months | Once every 12 Months |