Vision Plan

Vision Plan

Regular vision exams can determine if you need to wear glasses or contacts, plus catch early signs of eye disease such as cataracts and glaucoma. You may elect vision coverage, provided through VSP.

Important Points

Flexibility to Choose Any Provider

Your vision plan allows you to choose the provider that matches your lifestyle and eye care needs. Typically, the best savings are available at in-network locations.

Eyewear Discounts

The VSP vision plan provides you and your family with quality vision benefits at an affordable cost. Visiting an in-network location gives you the opportunity to take advantage of eyewear discounts on options like lens upgrades.

No Need for an ID Card

ID cards are not provided with this coverage. Simply call a VSP network provider to schedule an appointment and state that you are a VSP member.

Kaiser Medical Plan Participants

Kaiser plan participants have a separate vision plan covered under their medical plan. Please review benefits to determine if additional coverage through VSP is necessary.

VSP Vision Plan
In-NetworkOut-of-Network
CostsYou PayYou Pay
Exam$25Up to $45
Covered Services - LensesYou PayYou Pay
Single LensesCoveredUp to $65 depending on lens type and option.
Bifocals
Trifocals
FramesBalance over $150 allowanceUp to $70
Covered Services - Contacts in lieu of Frames/Lenses*You PayYou Pay
Contacts - Medically Necessary$0Up to $210
Contacts - ElectiveBalance over $130 allowanceUp to $105
Benefit Frequency
ExamsOnce every 12 MonthsOnce every 12 Months
LensesEvery calendar yearEvery calendar year
FramesEvery calendar yearEvery calendar year
ContactsEvery calendar yearEvery calendar year
*There is up to a $60 copay for your contact lens exam (fitting and evaluation). The vision plan covers either lenses with frames or contact lenses, but not both. If you choose to switch to eyeglasses, they are covered 12 months from the date you obtained contact lenses.